EXPLAINER: How Parents Can Still Cover For Over-18 Children On SHA
The Social Health Authority (SHA) has clarified that children who turn 18 do not automatically lose their health insurance cover, provided they are still in school and are below the age of 21.
The clarification addresses a common misconception among parents and students, many of whom believe that once a child becomes a legal adult, they are no longer eligible to remain as dependents under their parent’s or guardian’s SHA account.
According to the Authority, students aged over 18 but under 21 can continue receiving health cover, but they must first be registered as SHA members before being added as dependants.
SHA said parents or guardians should then log into their SHA account and add the student as a dependent by submitting a document confirming that the child is enrolled in a school, college or other learning institution.
The guidance is expected to benefit thousands of students who complete secondary school or pursue college and university education before turning 21, ensuring they continue accessing healthcare without interruption.
The Authority has been issuing a series of public advisories to help Kenyans better understand eligibility requirements and registration procedures under the national health insurance scheme.
Previously, SHA simplified the process of adding biological children by allowing parents to register them through the online portal using the child’s birth certificate number.
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For newborns below six months, parents are required to provide a birth notification or birth certificate together with a passport-size photograph before completing the registration process.
Parents are also required to notify SHA within 14 days when registering a newborn to facilitate approval before the child is added to the scheme.
In addition, the Authority recently introduced new documentation requirements for healthcare claims involving children under alternative care arrangements, including adoption, legal guardianship and kinship care.
SHA said the new guidelines are intended to reduce documentation gaps, improve claims processing, and ensure that eligible children continue to receive healthcare services without unnecessary delays.
The latest clarification forms part of the Authority’s ongoing efforts to help families understand who qualifies for SHA cover and how dependants can remain enrolled under the national health insurance scheme.
EXPLAINER: How Parents Can Still Cover For Over-18 Children On SHA
